Lending Solutions
DBSI
Credit unions can get help to create exceptional credit union environments by fusing design-build, technology and delivery together from DBSI, a CUNA Strategic Services provider. Hiring an architect, working with an interior designer and finding a general contractor no longer delivers transformative results. Minority-owned, privately held DBSI’s integrated 6d approach is the difference between a “meets minimum expectations” project outcome and an “exceeds your wildest dreams” project outcome.
Equifax
Equifax is a global data, analytics, and technology company and plays an essential role in the economy by helping credit unions make critical decisions with greater confidence.
The unique blend of differentiated data, analytics, and technology from Equifax creates the insights that power decisions to move people forward. Equifax helps credit unions provide a seamless and positive experience during life’s pivotal moments — like applying for a job or mortgage, financing an education, or buying a car.
Their purpose is to help people live their financial best. Equifax strives to create economically healthy individuals and communities everywhere they do business. In a single year, their unique data and analytics changes millions of lives across the world.
NewtekOne
Newtek is a premier provider of business services and financial products to small and medium-sized businesses. The company helps credit unions offer a wide variety of business services to members, with no up-front investment in additional staff or infrastructure.
Trellance
Trellance is a leading technology partner for credit unions, delivering innovative technology solutions to help credit unions achieve more. Trellance’s comprehensive suite of loan portfolio analytic services for credit unions includes loan risk analysis, value-added data enrichment, and identifying unique environmental factors that affect credit union portfolios. As a tech partner, Trellance ensures that credit unions have access to the latest generation of fintech solutions, filled with powerful tools such as artificial intelligence and machine learning.
QCash
QCash, a CUSO, is a fintech firm that is mission-driven to empower financial institutions in their quest to improve the financial well-being of their communities by providing loans to their members in under 60 seconds without the use of a credit score. The QCash platform is the best tool for advancing financial inclusion and access for credit union members.
Vericast
CUNA Strategic Services provider Vericast is a leading provider of solutions that help credit unions deliver superior member experiences. Check printing, card personalization and instant issuance, deposit and household acquisition programs, contact center services, digital marketing, direct mail, and promotional products are among the solutions offered by Vericast.
Zogo
Zogo, a CUNA Strategic Services provider, helps a credit union’s members and community learn sound financial practices with a gamified app that has more than 300 educational modules. Their mission is to make personal finance fun, simple and social to help reach the younger generation. Users of the platform report stronger loyalty to their credit union, interest in opening an account (if non-members) and increased financial literacy.
Eltropy
Eltropy, a CUNA Strategic Services provider, enables credit unions to communicate with members over text message in a secure and TCPA-compliant way. Using Eltropy’s platform, lending, collections, sales, marketing, service, risk management, internal communications and other teams at credit unions can leverage text messaging to boost member engagement and enhance the member experience.
Kinective
Kinective helps credit unions optimize the foundational technology behind transformation by integrating cash recyclers, self-service kiosks, tablet-banking interfaces and other peripherals into credit union cores. These integrations and powerful data analytics capabilities allow credit unions to simplify the complex banking ecosystems of disparate technologies, and leverage hardware to its full potential and support modern banking experiences.
Popi/o
Mobile video banking and video-enabled branches are the future of human interactions across financial services. Moving video beyond the centralization of tellers to include loan officers, mortgage advisers, investment services, and more is critical as the demand for greater access and improved relationships continue to grow. POPi/o fulfills this vision by providing multi-channel video solutions that enable communication, collaboration, and centralization.
Fintech Solutions - TruStage
Digital Lending: Close more loans with less friction with an optimized digital lending experience. Attract and retain members, reduce abandonment rates and boost non-interest income. The white-labeled omni-channel lending solution helps credit unions keep pace with consumer expectations and loan officer needs.
2020 Analytics
Provides risk analysis of commercial and consumer loans.
Zest AI
Credit unions that use inclusive-lending leader Zest AI say yes to more members and responsibly extend credit to more borrowers. Lenders utilizing Zest-built models have seen, on average, a 15% increase in approval rates with no added risk, up to 30% reductions in charge-offs, and significant improvements in automation and inclusive lending. Zest AI, a CUNA Strategic Services provider, has been on a mission to make fair and transparent credit available to all since 2009 and is a pioneer in the safe use of AI in credit underwriting.