Lending Solutions
Constant
Constant’s executives, experienced in managing billions in retail debt, grew frustrated with legacy core system constraints and manual operations. They boldly transitioned loan servicing from manual to digital self-service, reshaping the operations landscape. Constant’s mission is to empower members to self-serve online and help credit unions grow through meaningful interactions with their members.
NewtekOne
Newtek is a premier provider of business services and financial products to small and medium-sized businesses. The company helps credit unions offer a wide variety of business services to members, with no up-front investment in additional staff or infrastructure.
Sharetec
Sharetec is a cutting-edge technology company providing the latest in core processing software. Sharetec’s robust, yet easy-to-use, web-based core includes everything needed to run credit union operations and create an effective digital experience for members.
Zest AI
Credit unions that use inclusive-lending leader Zest AI say yes to more members and responsibly extend credit to more borrowers. Lenders utilizing Zest-built models have seen, on average, a 15% increase in approval rates with no added risk, up to 30% reductions in charge-offs, and significant improvements in automation and inclusive lending. Zest AI, a CUNA Strategic Services provider, has been on a mission to make fair and transparent credit available to all since 2009 and is a pioneer in the safe use of AI in credit underwriting.
Eltropy
Eltropy, a CUNA Strategic Services provider, enables credit unions to communicate with members over text message in a secure and TCPA-compliant way. Using Eltropy’s platform, lending, collections, sales, marketing, service, risk management, internal communications and other teams at credit unions can leverage text messaging to boost member engagement and enhance the member experience.
Ranqx
Ranqx is committed to accelerating small business digital lending with real-time financial data, positioning credit unions to win 20% market share in commercial lending from banks and fintechs. Applying for working capital is full of friction for small businesses and it takes a long time to get to “yes.” By enabling efficient, real-time data-driven lending, Ranqx helps credit unions provide essential financial services to their small- to medium-sized business (SMB) members, fostering economic growth and financial well-being.
TruStage
Digital Lending: Close more loans with less friction with an optimized digital lending experience. Attract and retain members, reduce abandonment rates and boost non-interest income. The white-labeled omni-channel lending solution helps credit unions keep pace with consumer expectations and loan officer needs.
