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Finance

Advantage

ADVANTAGE, powered by JMFA.  For decades, CUNA Strategic Services provider ADVANTAGE has helped credit unions to better serve their account holders with a fully disclosed overdraft solution – including the industry’s only 100% compliance guarantee – and to save on vendor contract negotiations. ADVANTAGE continues to be one of the most trusted names in the industry, and helps you achieve measurable results with proven solutions.

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Debbie

Debbie was built with the philosophy that the way to drive long-term financial behavior is by aligning positive incentives between consumers and financial institutions. That’s why Debbie is the first platform to reward and pay consumers to improve their financial habits, like making on-time payments, saving, and spending smartly, all while driving new members to you.

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Sharetec

Sharetec is a cutting-edge technology company providing the latest in core processing software. Sharetec’s robust, yet easy-to-use, web-based core includes everything needed to run credit union operations and create an effective digital experience for members.

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Carefull

Carefull is a PRT (protect/retain/transfer) service for credit unions purpose-built to protect older members, retain deposits, and bridge to the next generation ahead of wealth transfer. It is the first and only digital platform designed to help credit unions protect the daily finances of seniors while assisting the adult children who often support them.

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Eltropy

Eltropy is the leading digital conversations platform for community financial institutions (CFIs). Its AI-driven communication tools empower CFIs to communicate, automate, improve operations and engagement, and increase productivity across the institution – all while maintaining the highest standards of security and compliance.

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Zest AI

Zest AI is a leader in inclusive lending, enabling credit unions to say yes to more members and responsibly extend credit to more borrowers. With Zest’s software, credit unions get everything they need for effective credit model management and easy AI adoption, helping them compete with big banks and other lenders. Models built with Zest outperform generic credit scores and custom-built scorecards with model explainability deemed the gold standard by regulators. In addition, Zest AI’s software automation makes AI-driven lending swift and easy regardless of experience. Nobody offers power, compliance, speed, and ease all in one place like Zest.

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